Frequently Asked Questions

Here are some questions that we get asked

How much deposit do i need?

If you already own a property, the good news is you may not need a cash deposit at all. Many of our clients use the equity in their existing home or investment property to cover the deposit and costs of getting into their investment properties. This means there’s usually no out-of-pocket expense, making it possible to secure an investment property without dipping into your savings.

If you’re buying a property using your super, through a Self-Managed Super Fund (SMSF), the rules are different. In most cases, you’ll need a minimum deposit of 20% of the purchase price, plus on-costs such as stamp duty and legal fees. These funds must come directly from your super (SMSF).

The amount required will depend on your situation, but whether you’re using equity or super, we guide you through the process with professionals to make sure you’re set up correctly.

Absolutely. Most of our clients use the equity in the owner occupier property to fund the deposit and on-costs. Sometimes, people don’t even realise their potential to invest in property until they speak with us.

Yes, many of our clients use their Super to purchase investment properties
This is achieved through a Self-Managed Super Fund (SMSF),  it has to be purely an investment property, not a home you or your family live in.
Don’t worry well keep you on track.

The best time to invest is when you’re positioned to take advantage of the market cycle. At Invest Realty Australia, we’re experts in timing the market and guiding clients into areas set for strong future growth.

The best time to invest in property depends on more than just the calendar, it comes down to understanding where we are in the market cycle and choosing the right location at the right time. At Invest Realty Australia, this is what we specialise in. We’re experts at analysing property markets, identifying growth corridors, and timing the entry so our clients can maximise both capital growth and rental returns.

Property markets don’t stand still, they are constantly changing and evolving, that’s why it’s so important to have a team that actively researches and monitors markets across Australia, for the best possible outcome.

We believe success in property investment is about more than “time in the market”,  it’s about being in the right market at the right time. Our role is to guide you into those opportunities so you can grow your portfolio strategically and confidently, no matter where the market cycle is.

We recommend all types of properties, depending on the situation. This could be a townhouse or apartment close to the CBD, a house or duplex a little further out or a combination of these if someone is looking to do a multi-property purchase. In all scenarios, it’s always about finding the right type of property, at the right time, in the right location.

Knowing when to sell is just as important as knowing when to buy. The decision should be based on where you are in the property cycle, your investment goals, and how your property is performing. At Invest Realty Australia, we closely monitor growth trends, market movements, and rental demand so we can guide you on when it makes sense to consider selling.

Our sister company, Conjunction Realty, works hand-in-hand with us and our clients to ensure that when the time is right, or if the need arises, you’re ready and able to put your property on the market with a strategy designed to achieve the best result. Together, we make sure your investment is managed from purchase through to exit, so you’re never left guessing.

As with all asset classes, there is a certain level of risk. Residential property is the largest asset class in Australia and underpins our wealth at around 10 trillion dollars. If you consider how eager lenders are to lend you money to purchase residential property, as much as 105% of the purchase price, this might give you some comfort. The Australian Government is also heavily invested in protecting residential property. For example, when COVID hit our shores, housing in Australia was one of the first things that was protected. Other asset classes such as stocks and bonds, were not. Residential property is undoubtedly one of the safest asset classes in Australia.

It’s not compulsory, but highly recommended. By engaging our trusted professionals, you get a complete, hassle-free service from experts who know how to deliver the best results for property investors.

Owning an investment property lets you claim deductions like building depreciation, loan costs, and outgoings. This can reduce your taxable income, saving you money on tax, that can be put back into paying off your property faster.
Always seek advice from a qualified accountant for your personal situation.

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